A side-by-side comparison of F/m Compoundr U.S. Aggregate Bond ETF (CPAG) and WisdomTree Voya Yield Enchanced USD Universal Bond Fund (UNIY) to help Canadian investors make an informed decision.
1-Year Performance
Normalised to 100 at the start — shows relative return over the trailing 12 months.
Head-to-Head Comparison
| Metric | CPAG | UNIY |
|---|---|---|
| YTD Return | -3.34%✓ | -3.55% |
| 1-Day Change | +0.23% | +0.27%✓ |
| 1-Week Change | +0.02% | +0.13%✓ |
| 1-Month Change | -2.47% | -2.82%✓ |
| Current Price | $98.88 | $46.15 |
| AUM | $146M | $1.26B✓ |
| MER (Expense Ratio) | 31% | 0.15%✓ |
| Dividend Yield | — | 5.06% |
| Distribution Frequency | — | — |
| Inception Date | 2025-08-11 | 2023-02-03 |
| Holdings Count | 1 | 1 |
| MorningStar Rating | — | ★★★★ |
| Category | Intermediate Core Bond | Intermediate Core Bond |
| Beta | 0.00 | 0.98 |
| 52-Week High | $103.94 | $48.12 |
| 52-Week Low | $98.42 | $46.02 |
| 50-Day MA | $100.96 | $47.30 |
| 200-Day MA | $102.06 | $48.36 |
✓ marks the better value for return/yield/AUM metrics. Lower ✓ for MER.
Annualised Returns
| Period | CPAG | UNIY |
|---|---|---|
| YTD | -3.34%✓ | -3.55% |
| 1 Year | -2.66% | -2.12%✓ |
| 3 Year | — | +4.57% |
| 5 Year | — | — |
| 10 Year | — | — |
| 1Y Volatility | 4.08% | 4.19% |
| Sharpe Ratio (3Y) | — | -0.02 |
Past performance is not a guarantee of future results.
Top 10 Holdings
| 1 | AGG | iShares Trust - iShares Core U.S. Aggregate Bond ETF | 100.02% |
| 1 | NCA | Nuveen California Municipal Value Fund Inc | 1.13% |
Sector Weights
| Sector | CPAG | UNIY |
|---|---|---|
| Basic Materials | 0.00% | 0.00% |
| Communication Services | 0.00% | 0.00% |
| Consumer Cyclicals | 0.00% | 0.00% |
| Consumer Defensive | 0.00% | 0.00% |
| Energy | 0.00% | 0.00% |
| Financial Services | 0.00% | 0.00% |
| Healthcare | 0.00% | 0.00% |
| Industrials | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% |
| Technology | 0.00% | 0.00% |
| Utilities | 0.00% | 0.00% |
About CPAG
The index is designed to offer exposure consistent with the total return of U.S. investment-grade aggregate bonds, without receiving and reinvesting dividend income, by investing in ETFs. Under normal market conditions, F/m Investments LLC (the "Adviser") seeks to achieve the fund"s objective by investing at least 80% of the fund"s net assets (plus any borrowings for investment purposes) in underlying funds that primarily invest in U.S. dollar denominated investment-grade bonds.
About UNIY
Under normal circumstances, at least 80% of the fund"s net assets, plus the amount of any borrowings for investment purposes, will be invested in the component securities of the index. The index is comprised of USD-denominated bonds. The index deconstructs the USD-denominated bond market, as represented by USD-denominated, taxable bonds that are rated either investment grade or high yield, into one of the five categories of debt. The fund is non-diversified.
Which ETF is Right for You?
Both CPAG and UNIY are listed on Canadian exchanges and accessible through most Canadian brokerages including Questrade, Wealthsimple Trade, TD Direct, and Interactive Brokers.
CPAG and UNIY are closely matched on the metrics we track. The right choice depends on your individual investment goals, tax situation, and time horizon.
- Consider your account type (TFSA, RRSP, non-registered) as it can affect dividend taxation.
- Compare management expense ratios (MER) directly on each provider's website.
- Look at average daily trading volume to assess liquidity.
- Review the fund's underlying index and holdings to ensure the exposure matches your goals.
This is not financial advice. Always do your own research or consult a licensed financial advisor before investing.
Frequently Asked Questions
What is the difference between CPAG and UNIY?
CPAG (F/m Compoundr U.S. Aggregate Bond ETF) and UNIY (WisdomTree Voya Yield Enchanced USD Universal Bond Fund) are both Canadian-listed ETFs. Key differences include their AUM ($146M vs $1.26B), dividend yield (N/A vs 5.06%), and year-to-date performance (-3.34% vs -3.55%).
Is CPAG better than UNIY?
There is no single "better" ETF — it depends on your investment goals. If you prioritise recent performance, CPAG has outperformed year-to-date. Always review the fund's prospectus and consider your tax situation.
Can I buy CPAG and UNIY on Wealthsimple?
Most Canadian-listed ETFs are available on Wealthsimple Trade commission-free. Both CPAG and UNIY should be accessible. Check Wealthsimple's supported tickers list to confirm availability.
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