Barclays lowered its rating on PayPal Holdings Inc. to Underweight, citing slowing fundamentals.
The supplied information does not include Barclays’ report, detailed reasoning, or revised financial estimates, so it’s unclear which parts of PayPal’s business prompted the downgrade.
Investor takeaway: Underweight is a negative assessment, but the available information doesn’t explain Barclays’ rationale or show how PayPal’s fundamentals are changing.
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PayPal Holdings Inc
PYPL.US
PYPL.US
PayPal Holdings Inc
WealthAwesomeMarket cap
$47.98B
P/E
10.7x
52W high
$69.57
52W low
$38.12
1W change
-1.14%
Beta
1.28
Analyst Price Targets
Based on 44 analysts covering PYPL · as of Oct 29, 2026
Wall Street analysts forecast PYPL stock price to rise 1322.7% over the next 12 months.
Consensus
Hold3.09 / 5.00
Avg. Target
C$57.19
+1322.7% Upside
Previously C$56.89 on Oct 26, 2026
Current Price
C$4.02
Last close
Analyst Breakdown (44 analysts)
Targets are snapshotted when they change. Unchanged figures keep their original date. Not financial advice.
Wealth Awesome Price Forecast
WA ModelStatistical 90-day price range based on PYPL's historical volatility
30-Day Vol
24.1%
Annualized
90-Day Vol
44.7%
Annualized
Trend (90d)
-13.5%
Annualized drift
90d Mean
C$53.89
Expected price
| Horizon | Expected | 68% Range (1σ) |
|---|---|---|
| 30 trading days | C$55.65 | C$51.20 – C$60.48 |
| 60 trading days | C$54.76 | C$48.68 – C$61.61 |
| 90 trading days | C$53.89 | C$46.65 – C$62.25 |
Methodology: Range is calculated using 30-day realized volatility via geometric Brownian motion (log-normal model). 68% band = ±1σ, 95% band = ±2σ. This is a statistical model, not a prediction. Past volatility does not guarantee future results. Not financial advice.
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PayPal closed at US$57.28
The closing price was 0.2% above the supplied average analyst target of US$57.19. Latest volume was 1,248,246 shares, compared with a 20-day average of 11,119,919.
Bull case
PayPal reported a 13.8% profit margin and 23.8% return on equity. The supplied figures don’t explain which fundamentals Barclays believes are slowing.
Bear case
Barclays’ downgrade signals concern about slowing fundamentals, but the headline doesn’t identify the measures or time period behind that view.
What happened: Barclays lowered PayPal to Underweight
An Oct. 29 end-of-day headline says Barclays lowered its rating on PayPal to Underweight, citing slowing fundamentals. The supplied information doesn’t include the full analyst note, specify which fundamentals Barclays considers to be slowing, or provide updated forecasts. The downgrade reflects the bank’s assessment, but its detailed reasoning isn’t available here. Other headlines on PayPal’s company news list don’t add details about this call.
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What the numbers show: US$57.28 close, with below-average volume
PayPal closed at US$57.28, up 0.82% for the day and 4.18% over one month. The shares were down 1.14% over one week and 1.88% year to date. Latest volume was 1,248,246 shares, compared with a 20-day average of 11,119,919; the supplied volume ratio is 1.02x.
The close was 3.0% above the 50-day moving average of US$55.63 and 14.6% above the 200-day average of US$49.98. These figures describe the supplied market data and don’t show whether Barclays’ downgrade affected the share price. See the PYPL.US stock page.
What to watch next: Barclays’ rationale
The main missing detail is Barclays’ explanation of “slowing fundamentals.” The headline doesn’t identify the business measures, evidence, or outlook behind the rating change.
The supplied average analyst target is US$57.19, implying a 0.2% downside, and the overall outlook is listed as Hold. These summary figures are separate from Barclays’ rating and don’t explain its individual call. Investors can look for the full report or further company information to learn which measures Barclays cited. The supplied information doesn’t identify a specific upcoming company event. More analyst ratings are listed on PayPal’s stock page.
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