E-L Financial reports after the market closes on Nov. 9. There’s no current-quarter EPS consensus, so investors won’t have a figure to compare with the result. Its past earnings offer context, not a forecast.
E-L Financial Corp Ltd (TSX: ELF) is scheduled to report results for the quarter ended Sept. 30, 2026, after the market closes on Nov. 9. The earnings calendar lists no EPS estimate or actual headline for the report, so there’s no supplied consensus for a conventional beat-or-miss comparison. Estimates are available for 22 comparable quarters, and E-L Financial beat estimates in two of its last four reported quarters. That history is worth noting, but it doesn’t predict the next result. Canadian investors can assess the report alongside the company’s insurance business and subsidiary Empire Life, rather than assume there will be an earnings surprise.
Recent earnings trend
E-L Financial Corp Ltd
ELF.TO
ELF.TO
E-L Financial Corp Ltd
WealthAwesomeMarket cap
$6.66B
P/E
3.6x
Div. yield
0.80%
Div. / share
$0.16
52W high
$20.44
52W low
$15.08
1W change
+1.58%
Beta
0.88
Wealth Awesome Price Forecast
WA ModelStatistical 90-day price range based on ELF's historical volatility
30-Day Vol
24.1%
Annualized
90-Day Vol
19.6%
Annualized
Trend (90d)
+41.7%
Annualized drift
90d Mean
C$22.36
Expected price
| Horizon | Expected | 68% Range (1σ) |
|---|---|---|
| 30 trading days | C$20.25 | C$18.63 – C$22.01 |
| 60 trading days | C$21.28 | C$18.92 – C$23.94 |
| 90 trading days | C$22.36 | C$19.36 – C$25.83 |
Methodology: Range is calculated using 30-day realized volatility via geometric Brownian motion (log-normal model). 68% band = ±1σ, 95% band = ±2σ. This is a statistical model, not a prediction. Past volatility does not guarantee future results. Not financial advice.
Analyst coverage: Limited — historical beat/miss data exists for 22 quarter(s), but no upcoming consensus.
Beat estimates in 2 of the last 4 comparable quarter(s).
| Fiscal period | Report date | Actual EPS | Estimate | Surprise |
|---|---|---|---|---|
| 2026-06-30 | 2026-08-06 | 2.8500 | — | — |
| 2026-03-31 | 2026-05-12 | 0.0939 | — | — |
| 2025-12-31 | 2026-03-05 | 0.5958 | — | — |
| 2025-09-30 | 2025-11-10 | 1.5900 | — | — |
| 2025-06-30 | 2025-08-07 | 1.0200 | — | — |
| 2025-03-31 | 2025-05-06 | 24.7989 | — | — |
Investor takeaway: E-L Financial is due to report after the market closes on Nov. 9, 2026. The supplied calendar has no upcoming EPS consensus, so it can’t provide a standard beat-or-miss benchmark. Historical estimates cover 22 comparable quarters, and the company beat in two of its last four reported quarters. Treat that record as context, not a prediction. Empire Life recently reported $21 billion in assets under management as of Sept. 30 and declared quarterly dividends. Investors can visit the company’s stock page for its profile and statistical price forecast.
2 of the last 4 reported quarters were EPS beats
Historical estimates cover 22 comparable quarters, but the supplied calendar has no EPS consensus for the upcoming report. E-L Financial beat estimates in two of its last four reported quarters. That’s a reference point, not evidence that the Sept. 30 result will top expectations.
Bull case
E-L Financial reported trailing-twelve-month EPS of CA$5.31 and a profit margin of 43.23%. In the supplied data, its share price was above both its 50-day and 200-day moving averages. Empire Life, a subsidiary, reported $21 billion in assets under management as of Sept. 30, 2026, and recently declared dividends. These figures offer business and market context, but they don’t tell us what quarterly earnings will be.
Bear case
There’s no EPS consensus for the upcoming quarter, so investors don’t have a supplied estimate to compare with the result. The historical record is mixed: E-L Financial beat estimates in two of its last four reported quarters. Insurance results can also be affected by factors not covered in the available information, so EPS alone may not explain the quarter’s performance.
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