GIC RatesSavings
RBC GICs GIC Rates Today
What are the current RBC GICs GIC rates?
RBC GICs GIC rates are competitive across all terms. Here are the latest 1, 2, 3, 4, and 5 year GIC rates.
Last updated: August 6, 2026
Lock in to some of the best GIC rates in Canada
A GIC is a secure investment that guarantees 100% of your principal plus interest at maturity.
- ✓Rates up to 3.85% for 5-year GIC*
- ✓$100 minimum investment
- ✓Eligible for CDIC protection†
RBC GICs GIC Rates
| Provider | 1 Year | 2 Year | 3 Year | 4 Year | 5 Year | Updated |
|---|---|---|---|---|---|---|
| RBC GICs | 2.45% | 2.55% | 2.55% | 2.70% | 2.75% | August 6, 2026 |
Minimum investment for RBC GICs GICs: $1,000
RBC GICs GIC Rate Calculator
GIC Rate Calculator
Calculate the amount you can earn in interest from a GIC over a set amount of time.
0%2.45%10%
Initial Investment
$5,000
Interest Earned
+$643.26
Value at Term End
$5,643.26
How to get a GIC at RBC GICs?
- 1
Go to the RBC GICs website
- 2
Navigate to their GIC or Savings section and choose your term
- 3
Follow the application form to purchase your GIC
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