Canadian Financial Calculators

Calculate land transfer tax by province. Includes first-time buyer rebates for Ontario and BC.

Estimate your total home buying closing costs by province, including land transfer tax, legal fees, and inspection costs.

Compare the true cost of renting vs. buying a home in Canada — including opportunity cost and home appreciation.

Find out how much house you can afford in Canada based on your income, debts, and down payment.

Calculate your CMHC mortgage default insurance premium based on your home price and down payment.

Calculate your qualifying rate for the Canadian mortgage stress test and find out how much mortgage you can get.

Calculate your mortgage break penalty — 3 months interest or IRD — before you refinance or sell.

Calculate your mortgage refinance savings, break-even point, and monthly payment reduction.

Calculate mortgage affordability for self-employed Canadians.

Calculate Canadian capital gains tax on investments, real estate, and business assets.

Calculate your federal and provincial income taxes, effective tax rate, and after-tax take-home pay for 2026.

Calculate GST, HST, or PST on any purchase across all Canadian provinces and territories.

Calculate employee take-home pay, CPP contributions, EI premiums, and income tax deductions.

Calculate your GIC maturity value and interest earned. Compare terms and rates from 30+ Canadian banks.

Calculate your TFSA contribution room and projected tax-free growth over time.

Calculate annuity payments, present value, or future value for retirement income planning in Canada.

Estimate your Canada Pension Plan (CPP) retirement benefit based on your earnings history and retirement age.

Calculate your RRSP growth, tax savings, and retirement income projections.

Project your retirement savings and income. See if you're on track for a comfortable retirement.

Plan your Financial Independence Retire Early journey with Canadian figures.

Calculate your total net worth by tracking assets and liabilities. See your financial snapshot.

Calculate how your investments grow with compound interest. See the power of compounding over time.

See how compound interest grows your investments over time.