Buy the stocks you believe in, for less
For a limited time, trade fractional shares commission-free.¹
- ✓Own a piece of your favourite companies without buying an entire share
- ✓Stocks and ETFs, from as little as $1
- ✓In any account: TFSA, FHSA, RRSP and more
¹Online fractional trades in North American equities under one share, Sep 15, 2026 to Oct 31, 2027. One qualifying order per security, per side, per day. Conditions apply.
TD Bank GICs GIC Rates Today
What are the current TD Bank GICs GIC rates?
TD Bank GICs GIC rates are competitive across all terms. Here are the latest 1, 2, 3, 4, and 5 year GIC rates.
Last updated: August 6, 2026
Lock in to some of the best GIC rates in Canada
A GIC is a secure investment that guarantees 100% of your principal plus interest at maturity.
- ✓Rates up to 3.85% for 5-year GIC*
- ✓$100 minimum investment
- ✓Eligible for CDIC protection†
TD Bank GICs GIC Rates
| Provider | 1 Year | 2 Year | 3 Year | 4 Year | 5 Year | Updated |
|---|---|---|---|---|---|---|
| TD Bank GICs | 2.70% | 2.80% | 2.75% | 2.90% | 3.10% | August 6, 2026 |
Minimum investment for TD Bank GICs GICs: $1,000
TD Bank GICs GIC Rate Calculator
GIC Rate Calculator
Calculate the amount you can earn in interest from a GIC over a set amount of time.
Initial Investment
$5,000
Interest Earned
+$712.45
Value at Term End
$5,712.45
How to get a GIC at TD Bank GICs?
- 1
Go to the TD Bank GICs website
- 2
Navigate to their GIC or Savings section and choose your term
- 3
Follow the application form to purchase your GIC
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