A side-by-side comparison of BMO S&P 500 Index ETF (ZSP) and iShares Core S&P US Total Market (XUU) to help Canadian investors make an informed decision.
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1-Year Performance
Normalised to 100 at the start — shows relative return over the trailing 12 months.
Head-to-Head Comparison
| Metric | ZSP | XUU |
|---|---|---|
| YTD Return | +12.99% | +13.61%✓ |
| 1-Day Change | -0.76% | -0.69%✓ |
| 1-Week Change | -0.64%✓ | -0.70% |
| 1-Month Change | +3.01%✓ | +3.04% |
| Current Price | $116.48 | $78.06 |
| AUM | $23.94B✓ | $4.54B |
| MER (Expense Ratio) | 0% | 0% |
| Dividend Yield | 0.76% | 1.02%✓ |
| Distribution Frequency | Quarterly | Quarterly |
| Inception Date | 2012-11-14 | 2015-02-10 |
| Holdings Count | 10 | 10 |
| MorningStar Rating | ★★★★ | ★★★★ |
| Category | US Equity | US Equity |
| Beta | 0.99 | 1.00 |
| 52-Week High | $117.88 | $78.87 |
| 52-Week Low | $92.36 | $61.70 |
| 50-Day MA | $113.62 | $75.96 |
| 200-Day MA | $105.88 | $70.72 |
✓ marks the better value for return/yield/AUM metrics. Lower ✓ for MER.
Annualised Returns
| Period | ZSP | XUU |
|---|---|---|
| YTD | +12.99% | +13.61%✓ |
| 1 Year | +27.62%✓ | +27.52% |
| 3 Year | +22.77%✓ | +22.36% |
| 5 Year | +16.33%✓ | +15.40% |
| 10 Year | +16.08%✓ | +15.63% |
| 1Y Volatility | 11.94% | 11.32% |
| Sharpe Ratio (3Y) | 1.55 | 1.50 |
Past performance is not a guarantee of future results.
Top 10 Holdings
| 1 | NVDA | NVIDIA Corporation | 7.83% |
| 2 | AAPL | Apple Inc. | 6.71% |
| 3 | MSFT | Microsoft Corporation | 4.56% |
| 4 | AMZN | Amazon.com Inc | 3.66% |
| 5 | GOOGL | Alphabet Inc Class A | 3.31% |
| 6 | AVGO | Broadcom Inc | 2.85% |
| 7 | GOOG | Alphabet Inc Class C | 2.66% |
| 8 | META | Meta Platforms Inc. | 1.95% |
| 9 | TSLA | Tesla Inc | 1.80% |
| 10 | MU | Micron Technology Inc | 1.74% |
| 1 | ITOT | iShares Core S&P Total U.S. Stock Market ETF | 48.09% |
| 2 | IVV | iShares Core S&P 500 ETF | 46.13% |
| 3 | IJH | iShares Core S&P Mid-Cap ETF | 2.60% |
| 4 | IJR | iShares Core S&P Small-Cap ETF | 1.06% |
| 5 | MRVL | Marvell Technology Group Ltd | 0.08% |
| 6 | UBER | Uber Technologies Inc | 0.07% |
| 7 | AVGO | Broadcom Inc | 0.07% |
| 8 | FERG | Ferguson Plc | 0.07% |
| 9 | SPCX | Space Exploration Technologies Corp. Class A Common Stock | 0.06% |
| 10 | VST | Vistra Corp. | 0.06% |
Sector Weights
| Sector | ZSP | XUU |
|---|---|---|
| Basic Materials | 1.74% | 1.89% |
| Communication Services | 11.01% | 9.59% |
| Consumer Cyclicals | 9.83% | 9.57% |
| Consumer Defensive | 4.75% | 4.54% |
| Energy | 3.29% | 3.47% |
| Financial Services | 11.12% | 11.95% |
| Healthcare | 8.21% | 8.98% |
| Industrials | 7.99% | 9.17% |
| Real Estate | 1.83% | 2.40% |
| Technology | 38.05% | 36.25% |
| Utilities | 2.15% | 2.18% |
About ZSP
BMO S&P 500 Index ETF (ZSP.TO) is a Canadian-listed ETF traded on the Toronto Stock Exchange. More detailed information will be available soon.
About XUU
NA
Which ETF is Right for You?
Both ZSP and XUU are listed on Canadian exchanges and accessible through most Canadian brokerages including Questrade, Wealthsimple Trade, TD Direct, and Interactive Brokers.
Based on the available data, XUU scores higher across our tracked metrics including YTD performance, dividend yield, and AUM — though both ETFs warrant individual research before investing.
- Consider your account type (TFSA, RRSP, non-registered) as it can affect dividend taxation.
- Compare management expense ratios (MER) directly on each provider's website.
- Look at average daily trading volume to assess liquidity.
- Review the fund's underlying index and holdings to ensure the exposure matches your goals.
This is not financial advice. Always do your own research or consult a licensed financial advisor before investing.
Frequently Asked Questions
What is the difference between ZSP and XUU?
ZSP (BMO S&P 500 Index ETF) and XUU (iShares Core S&P US Total Market) are both Canadian-listed ETFs. Key differences include their AUM ($23.94B vs $4.54B), dividend yield (0.76% vs 1.02%), and year-to-date performance (+12.99% vs +13.61%).
Is ZSP better than XUU?
There is no single "better" ETF — it depends on your investment goals. If you prioritise dividends, compare both yields and choose based on your income needs. Always review the fund's prospectus and consider your tax situation.
Can I buy ZSP and XUU on Wealthsimple?
Most Canadian-listed ETFs are available on Wealthsimple Trade commission-free. Both ZSP and XUU should be accessible. Check Wealthsimple's supported tickers list to confirm availability.
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