Strategy & Accounts
ETFs matched to specific goals — TFSA, RRSP, low-volatility, balanced, and retirement.
13 guides · 19 ETFs covered
Top Picks in Strategy & Accounts
Vanguard All-Equity ETF Portfolio
$61.50
+13.66% YTD
Vanguard S&P 500 Index ETF
$187.97
+12.50% YTD
Vanguard US Total Market
$141.93
+13.18% YTD
Global X S&P/TSX 60™ Index Corporate Class ETF
$92.62
+10.78% YTD
Vanguard Conservative Income ETF Portfolio
$27.70
+2.97% YTD
BMO Low Volatility Canadian Equity
$61.05
+5.33% YTD
Vanguard Balanced Portfolio
$39.97
+8.17% YTD
Vanguard Growth Portfolio
$47.83
+10.87% YTD
Vanguard Canadian Short Term Bond
$23.36
-0.19% YTD
GLOBAL X HIGH INTEREST SAVINGS ETF
$50.06
+0.15% YTD
Strategy & Accounts Guides
2 Best ETFs for TFSA in Canada
The best ETFs for a TFSA in Canada include VEQT.TO (~0.20% MER) and VGRO.TO (~0.24%). These diversified, low-cost ETFs focus on long-term growth, making them ideal for tax-free compounding. TFSA investors typically prioritize equities over income to maximize returns within a tax-free account.
2 Best ETFs for RRSP in Canada
The best ETFs for an RRSP in Canada include VFV.TO (~0.06% MER) and XUU.TO (~0.06%), which provide low-cost exposure to U.S. equities. RRSPs are ideal for holding foreign investments due to tax deferral and potential withholding tax advantages, making them well-suited for long-term global growth strategies.
2 Best ETFs for Non-Registered Accounts in Canada
The best ETFs for non-registered accounts in Canada include VUN.TO (~0.06% MER), XAW.TO (~0.22%), and tax-efficient options like HXT.TO and HXQ.TO. These ETFs focus on capital gains and low distributions, helping investors minimize taxes and improve after-tax returns in taxable investment accounts.
2 Best Tax-Efficient ETFs in Canada
The best tax-efficient ETFs in Canada include HXT.TO (~0.03% MER), HXQ.TO (~0.20%), HXS.TO (~0.10%), and ZDB.TO (~0.10%). These ETFs minimize taxable distributions and emphasize capital gains, making them ideal for non-registered accounts where reducing tax drag can significantly improve after-tax returns.
2 Best Conservative ETFs in Canada
The best conservative ETFs in Canada include VCIP.TO (~0.25% MER), XBAL.TO (~0.20%), VCNS.TO, and XCNS.TO. These all-in-one ETFs combine bonds and equities to reduce volatility, making them ideal for investors seeking capital preservation, steady income, and lower risk within TFSA, RRSP, or retirement portfolios.
2 Best Low-Volatility ETFs in Canada
The best low-volatility ETFs in Canada include ZLB.TO (~0.35% MER), XMV.TO (~0.30%), and ZLU.TO (~0.40%). These ETFs select stocks based on price stability, aiming to reduce portfolio volatility while maintaining equity exposure, making them suitable for investors seeking smoother returns and lower downside risk.
2 Best Balanced ETFs in Canada
The best balanced ETFs in Canada include VBAL.TO (~0.24% MER), XBAL.TO (~0.20%), and ZBAL.TO (~0.20%). These all-in-one ETFs combine stocks and bonds in a diversified portfolio, offering moderate risk and steady returns, making them ideal for investors seeking a simple, long-term investment solution.
3 Best Asset Allocation ETFs in Canada
The best asset allocation ETFs in Canada include VGRO.TO (~0.24% MER), VBAL.TO (~0.24%), and VEQT.TO (~0.20%). These all-in-one ETFs provide diversified exposure to global stocks and bonds with automatic rebalancing, making them ideal for investors seeking a simple, long-term portfolio solution.
2 Best All-Equity ETFs in Canada
The best all equity ETFs in Canada include VEQT.TO (~0.20% MER), XEQT.TO (~0.20%), and ZEQT.TO (~0.20%). These ETFs invest 100% in global equities, offering maximum growth potential with broad diversification, but they also come with higher volatility compared to balanced or bond-based portfolios.
2 Best ETFs for Retirement in Canada
The best retirement ETFs in Canada include VBAL.TO (~0.24% MER), VCNS.TO (~0.25%), and ZBAL.TO (~0.20%). These ETFs combine stocks and bonds to provide a balance of growth, income, and stability, making them suitable for RRSPs, TFSAs, and long-term retirement portfolios.
2 Best ETFs for Long-Term Investing in Canada
The best ETFs for long-term investing in Canada include VEQT.TO (~0.20% MER), VFV.TO (~0.06%), VGRO.TO (~0.24%), and XAW.TO (~0.22%). These ETFs offer diversified equity exposure, low fees, and strong growth potential, making them ideal for TFSAs, RRSPs, and long-term wealth-building strategies.
2 Best Short-Term ETFs in Canada
The best short-term ETFs in Canada include VSB.TO (~0.10% MER), ZST.TO (~0.20%), CASH.TO (~0.11%), and PSA.TO (~0.15%). These ETFs focus on short-duration bonds or cash equivalents, offering low volatility and stable income, making them ideal for short-term goals and capital preservation strategies.
2 Best Cash-Parking ETFs in Canada
The best ETFs to park cash in Canada include CASH.TO (~0.11% MER), PSA.TO (~0.15%), CSAV.TO (~0.10%), and HISA.TO (~0.15%). These high-interest savings ETFs offer stable income, low volatility, and daily liquidity, making them ideal for short-term savings, emergency funds, or holding cash between investments.
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