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What are the current ICICI Bank GIC rates?
ICICI Bank consistently has above market GIC rates
Here is the latest 1,2,3,4 and 5 year rates.
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The minimum investment for ICICI Bank GICs is $[wpdatatable_cell table_id="7" column_key="minimum_investment" column_id="provider" column_id_value="ICICI Bank Canada GICs" sort="1"].
Check out the GIC rates for 20+ Canadian institutions here
ICICI Bank GIC Calculator
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How to get a GIC at ICICI Bank?
1. Go to the term deposits page at the ICICI Bank Website

2. Click apply now on the top right and click on personal banking and then follow the page

3. They will get you to fill out a form, complete KYC and then your account will be open

4. Fund your account and purchase a GIC.
While the ICICI interface leaves a lot to be desired, they do have some of the highest GIC rates - and it is worth noting that they are part of the CDIC which protects Canadian investors against default
Check out our list of the Top 20 Canadian GIC rates
Explore other Canadian GIC rates:
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Christopher Liew, CFA, CFP®
Christopher is the founder of Blueprint Financial and a CTV News personal finance columnist. As a dual-designated CFA charterholder and Certified Financial Planner (CFP®), he helps Canadians reduce financial stress through clear, customized financial plans.
View Full Profile →✅ Reviewed by Certified Financial Professionals
This content has been reviewed by CFA® charterholders and Certified Financial Planners (CFP®) with over a decade of experience in Canadian financial markets. All information is fact-checked against official Canadian sources and regulations.
Why these credentials matter: CFA® charterholders complete 900+ hours of rigorous study in investment analysis and ethics. CFP® professionals are held to the highest standards of financial planning competency and fiduciary duty in Canada.
⚠️ Professional Disclaimer
This content is for educational purposes only and should not be considered personalized financial advice. While our team brings professional expertise, individual circumstances vary. For personalized guidance, consult with a qualified financial advisor, tax professional, or mortgage specialist.


