CIBC Investor's Edge
Transfer your investments to CIBC Investor's Edge and get rewarded with an offer of up to $3,000.
- ✓$6.95 flat-rate commissions
- ✓Backed by Big Five bank security
- ✓Transfer bonus offer up to $3,000
What are the current Oaken Financial GIC rates?
Oaken Financial consistently has above market GIC rates, usually with one of the highest 1 year rates
Here is the latest 1,2,3,4 and 5 year rates.
[wpdatatable id=6 var1='Oaken Financial GICs']
The minimum investment for Oaken Financial GICs is $[wpdatatable_cell table_id="7" column_key="minimum_investment" column_id="provider" column_id_value="Oaken Financial GICs" sort="1"].
Check out the GIC rates for 20+ Canadian institutions here
Oaken Financial Calculator
[CP_CALCULATED_FIELDS id="10"]
How to get a GIC at Oaken Financial?
1. Go to the term deposits page at the Oaken Financial Website
2. Click Join Us on the top right and click on personal banking and then follow the page
They will take you through the onboarding process which includes setting up biometrics with your mobile app for security.
3. Fund your account and purchase a GIC.
Once you complete the onboarding you can fund your account with e transfer, direct deposit or bank draft and purchase a GIC in their app.
Oaken Financial is a credit union, and so registering with them means you also have a $25 member fee, which entitles you to other benefits, as well as a yearly dividend payment - since you become a part owner.
Check out our list of the Top 20 Canadian GIC rates
Explore other Canadian GIC rates:
Best next step
Keep exploring this topic
If you want to go deeper, these are the most useful follow-up pages and tools for this topic.
Tax planning
Estimate your take-home pay first
Use the tax calculator before choosing software, moving cash, or making a savings plan.
Banking next step
Compare high-interest savings rates
Move from banking basics into current cash rates and safer places to park your money.
Savings tool
See how compound growth adds up
Turn a practical money question into a long-term plan with a quick growth projection.
Advertisement
7 stocks to buy and hold forever
Proven winners for income investors — blue-chip dividend stocks to hold for decades.
Get the FREE Report
Christopher Liew, CFA, CFP®
Christopher is the founder of Blueprint Financial and a CTV News personal finance columnist. As a dual-designated CFA charterholder and Certified Financial Planner (CFP®), he helps Canadians reduce financial stress through clear, customized financial plans.
View Full Profile →✅ Reviewed by Certified Financial Professionals
This content has been reviewed by CFA® charterholders and Certified Financial Planners (CFP®) with over a decade of experience in Canadian financial markets. All information is fact-checked against official Canadian sources and regulations.
Why these credentials matter: CFA® charterholders complete 900+ hours of rigorous study in investment analysis and ethics. CFP® professionals are held to the highest standards of financial planning competency and fiduciary duty in Canada.
⚠️ Professional Disclaimer
This content is for educational purposes only and should not be considered personalized financial advice. While our team brings professional expertise, individual circumstances vary. For personalized guidance, consult with a qualified financial advisor, tax professional, or mortgage specialist.
