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What are the current RBC GIC rates?
RBC GIC rates are lower that smaller banks, but in line with bigger banks like TD, CIBC and others.
Here is the latest 1,2,3,4 and 5 year rates.
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The minimum investment for RBC GICs is $[wpdatatable_cell table_id="7" column_key="minimum_investment" column_id="provider" column_id_value="RBC GICs" sort="1"]
Check out the GIC rates for 20+ Canadian institutions here
RBC GIC Rate Calculator
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How to get a GIC at RBC?
1. Open a RBC account online at rbc.com or in branch
2. Go to accounts - products and choose GICs and purchase GIC

3. Follow the web form to choose the type of GIC you want

Note - you will need to have a RBC account funded for this.
Check out our list of the Top 20 Canadian GIC rates
Explore other Canadian GIC rates:
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Christopher Liew, CFA, CFP®
Christopher is the founder of Blueprint Financial and a CTV News personal finance columnist. As a dual-designated CFA charterholder and Certified Financial Planner (CFP®), he helps Canadians reduce financial stress through clear, customized financial plans.
View Full Profile →✅ Reviewed by Certified Financial Professionals
This content has been reviewed by CFA® charterholders and Certified Financial Planners (CFP®) with over a decade of experience in Canadian financial markets. All information is fact-checked against official Canadian sources and regulations.
Why these credentials matter: CFA® charterholders complete 900+ hours of rigorous study in investment analysis and ethics. CFP® professionals are held to the highest standards of financial planning competency and fiduciary duty in Canada.
⚠️ Professional Disclaimer
This content is for educational purposes only and should not be considered personalized financial advice. While our team brings professional expertise, individual circumstances vary. For personalized guidance, consult with a qualified financial advisor, tax professional, or mortgage specialist.


