Wealth Awesome
TSX closed
Loading markets…
PARTNER SPOTLIGHT
CIBC Investor's Edge

Trade ETFs with $0 commission

Buy and sell over 200 ETFs to build your portfolio, commission-free.¹

  • ✓Over 200 eligible ETFs, commission-free when you trade online
  • ✓Screeners and tools to find ETFs that fit your goals
  • ✓Any account type, backed by the CIBC Digital Banking Guarantee

¹Online trades in ETFs on the Eligible ETF List; hold at least one business day. ETF fund fees still apply. Conditions apply.

Uncategorized

1 to 5 year CIBC GIC Rates

Post By Christopher Liew, CFA, CFP®•

The Tuesday Stock Pick · free, every tuesday morning. One Canadian stock and the case for it.

What are the current CIBC GIC rates?

CIBC GIC rates are typically lower that smaller banks and more in line with "the big four" due to their market size and convenience.

Here is the latest 1,2,3,4 and 5 year rates.

[wpdatatable id=6 var1='CIBC GICs']

The minimum investment for CIBC GICs is $[wpdatatable_cell table_id="7" column_key="minimum_investment" column_id="provider" column_id_value="CIBC GICs" sort="1"]

Check out the GIC rates for 20+ Canadian institutions here

CIBC GIC Calculator

[CP_CALCULATED_FIELDS id="10"]

How to get a GIC at CIBC?

1. Go to CIBCs website or in branch and open an account

2. Click the products tab on the top and scroll down on the left side until you see Non Registered GICs

CIBC products

3. You will see the different kinds of CIBC GICs. Click the one you want

CIBC GIC rates process

4. Follow the web form to complete your GIC account details and choose the bank account to fund (you either need a bank account or open a bank account first.

CIBC GIC rates account opening

Check out our list of the Top 20 Canadian GIC rates

Explore other Canadian GIC rates:

Free newsletter · Every Tuesday morning

The Tuesday Stock Pick

One Canadian stock and the case for it.

  • The name with the biggest gap to analyst targets
  • The chart, insider buying and what is driving it
  • A plain-English bottom line, no hype

Free. One email a week. Unsubscribe any time.

Awesome Portfolio™

Our 10 best Canadian stocks, in one list.

14.8% a year since 2017 against 9.7% for the S&P/TSX Composite (+5.0 points a year). Reviewed every month.

See the portfolio →

✅ Reviewed by Certified Financial Professionals

This content has been reviewed by CFA® charterholders and Certified Financial Planners (CFP®) with over a decade of experience in Canadian financial markets. All information is fact-checked against official Canadian sources and regulations.

Why these credentials matter: CFA® charterholders complete 900+ hours of rigorous study in investment analysis and ethics. CFP® professionals are held to the highest standards of financial planning competency and fiduciary duty in Canada.

📊 Data AccuracyVerified sources
🇨🇦 Canadian FocusLocal expertise
🔍 Fact-CheckedEditorial review

⚠️ Professional Disclaimer

This content is for educational purposes only and should not be considered personalized financial advice. While our team brings professional expertise, individual circumstances vary. For personalized guidance, consult with a qualified financial advisor, tax professional, or mortgage specialist.

Published: November 5, 2024
Last Updated: November 1, 2026

Core portfolio

Awesome Portfolio™

14.8% a year since 2017, against 9.7% for the S&P/TSX Composite. Ten stocks, easy to manage. We update it once a month.

Annualized

+14.8%

Awesome Portfolio™

+9.7%

S&P/TSX

+5.0 pp better a year

Total return

+254%

Awesome Portfolio™

+134%

S&P/TSX

+119 pp better than the TSX

2017-07-31 to 2026-09-29, dividends reinvested, before fees and tax.

Awesome Portfolio™S&P/TSX CompositeCumulative return · 2017-07-31–2026-09-29
-11.7%42.5%96.7%150.9%205.1%259.3%Jul 17Oct 19Feb 22Jun 24Sep 26