CIBC Investor's Edge
Transfer your investments to CIBC Investor's Edge and get rewarded with an offer of up to $3,000.
- ✓$6.95 flat-rate commissions
- ✓Backed by Big Five bank security
- ✓Transfer bonus offer up to $3,000
What are the current CIBC GIC rates?
CIBC GIC rates are typically lower that smaller banks and more in line with "the big four" due to their market size and convenience.
Here is the latest 1,2,3,4 and 5 year rates.
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The minimum investment for CIBC GICs is $[wpdatatable_cell table_id="7" column_key="minimum_investment" column_id="provider" column_id_value="CIBC GICs" sort="1"]
Check out the GIC rates for 20+ Canadian institutions here
CIBC GIC Calculator
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How to get a GIC at CIBC?
1. Go to CIBCs website or in branch and open an account
2. Click the products tab on the top and scroll down on the left side until you see Non Registered GICs
3. You will see the different kinds of CIBC GICs. Click the one you want
4. Follow the web form to complete your GIC account details and choose the bank account to fund (you either need a bank account or open a bank account first.
Check out our list of the Top 20 Canadian GIC rates
Explore other Canadian GIC rates:
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Christopher Liew, CFA, CFP®
Christopher is the founder of Blueprint Financial and a CTV News personal finance columnist. As a dual-designated CFA charterholder and Certified Financial Planner (CFP®), he helps Canadians reduce financial stress through clear, customized financial plans.
View Full Profile →✅ Reviewed by Certified Financial Professionals
This content has been reviewed by CFA® charterholders and Certified Financial Planners (CFP®) with over a decade of experience in Canadian financial markets. All information is fact-checked against official Canadian sources and regulations.
Why these credentials matter: CFA® charterholders complete 900+ hours of rigorous study in investment analysis and ethics. CFP® professionals are held to the highest standards of financial planning competency and fiduciary duty in Canada.
⚠️ Professional Disclaimer
This content is for educational purposes only and should not be considered personalized financial advice. While our team brings professional expertise, individual circumstances vary. For personalized guidance, consult with a qualified financial advisor, tax professional, or mortgage specialist.
