Question 1

What is ZDJ?

Accepted Answer

ZDJ (BMO Dow Jones Industrial Average Hedged to CAD Index ETF) is a Canadian-listed ETF trading on the TSX. It tracks the Morningstar US Market TR CAD.

Question 2

What is the ZDJ ETF price today?

Accepted Answer

ZDJ last traded at $78.80 CAD on the TSX. See the price chart above for recent performance.

Question 3

What is the ZDJ MER (management expense ratio)?

Accepted Answer

ZDJ has a management expense ratio (MER) of 0% per year. This fee is automatically deducted from the fund's assets, so you never pay it directly — but it does reduce your net returns over time. At 0%, ZDJ is considered a low-cost ETF.

Question 4

What are ZDJ annualised returns?

Accepted Answer

ZDJ historical returns: YTD: +7.55%, 1-year: +11.32%, 3-year annualised: +15.72%, 5-year annualised: +8.08%, 10-year annualised: +11.81%. Past performance is not a guarantee of future results. The 3-year Sharpe ratio is 0.89, which measures risk-adjusted return.

Question 5

Does ZDJ pay dividends or distributions?

Accepted Answer

Yes, ZDJ distributes income to unitholders. The current distribution yield is approximately 1.02%, paid quarterly. Distributions may include dividends, interest, capital gains, or return of capital depending on the fund's holdings. In a TFSA or RRSP, distributions are sheltered from tax.

Question 6

What does ZDJ invest in?

Accepted Answer

ZDJ's top holdings include Goldman Sachs Group Inc (GS, 10.4%), Caterpillar Inc (CAT, 9.7%), Microsoft Corporation (MSFT, 5.8%), Amgen Inc (AMGN, 4.4%), UnitedHealth Group Incorporated (UNH, 4.2%) — and 5 more positions. See the full Top 10 Holdings table above for a complete breakdown. The fund tracks the Morningstar US Market TR CAD.

Question 7

What sectors does ZDJ invest in?

Accepted Answer

ZDJ's largest sector exposures are Financial Services (26.3%), Technology (19.3%), Industrials (16.1%). The full sector breakdown is shown in the Sector Weights table on this page.

Question 8

How large is ZDJ? (Assets under management)

Accepted Answer

ZDJ has approximately $449M in assets under management (AUM). Larger AUM generally means better liquidity, tighter bid-ask spreads, and a lower risk of the fund being wound down.

Question 9

When was ZDJ launched?

Accepted Answer

ZDJ was launched on May 29, 2009, giving it a 17-year track record. A longer history makes it easier to evaluate how the ETF performs across different market cycles.

Question 10

How do I buy ZDJ in Canada?

Accepted Answer

ZDJ trades on the TSX under the ticker ZDJ. You can buy it through any Canadian brokerage, including Wealthsimple Trade (commission-free), Questrade, TD Direct Investing, RBC Direct, and CIBC Investor's Edge. It can be held in a TFSA, RRSP, FHSA, or taxable account.

Question 11

How risky is ZDJ?

Accepted Answer

ZDJ has a 1-year volatility of 11.22% and a beta of 0.81 (less volatile than the broad market). Its 3-year Sharpe ratio of 0.89 indicates moderate risk-adjusted returns. As with all market-linked investments, past volatility does not predict future risk.

Date	Open	High	Low	Close	Adj Close	Volume
2026-10-22	$78.65	$78.80	$78.35	$78.80	$78.80	3,777
2026-10-21	$78.30	$78.68	$78.30	$78.68	$78.68	3,015
2026-10-20	$77.51	$78.54	$77.51	$78.29	$78.29	7,040
2026-10-19	$77.51	$77.74	$77.47	$77.62	$77.62	3,690
2026-10-16	$78.00	$78.23	$77.43	$77.68	$77.68	7,336
2026-10-15	$77.25	$77.94	$77.25	$77.87	$77.87	3,663
2026-10-14	$77.10	$77.23	$76.74	$77.08	$77.08	3,262
2026-10-13	$77.45	$78.18	$77.03	$77.12	$77.12	12,200
2026-10-09	$76.29	$77.23	$76.29	$77.20	$77.20	1,500
2026-10-08	$76.16	$76.48	$76.16	$76.48	$76.48	2,578

#	Ticker	Name	Weight
1	GS	Goldman Sachs Group Inc	10.42%
2	CAT	Caterpillar Inc	9.68%
3	MSFT	Microsoft Corporation	5.82%
4	AMGN	Amgen Inc	4.42%
5	UNH	UnitedHealth Group Incorporated	4.20%
6	TRV	The Travelers Companies Inc	4.08%
7	V	Visa Inc. Class A	4.33%
8	GOOGL	Alphabet Inc Class A	3.98%
9	JPM	JPMorgan Chase & Co	4.16%
10	AAPL	Apple Inc.	3.95%

Sector	Weight
Financial Services	26.34%
Technology	19.32%
Industrials	16.08%
Healthcare	13.25%
Consumer Cyclicals	9.25%
Communication Services	5.06%
Consumer Defensive	4.06%
Basic Materials	3.66%
Energy	2.24%
Utilities	0.00%
Real Estate	0.00%

Ticker	Name	Price	1D
SOXD		$18.09	+20.44%
CGMD		$6.95	+16.03%
GASD		$5.54	+12.37%
GDXD	BetaPro Canadian Gold Miners -2x Daily Bear ETF	$9.75	+12.33%
SLVD	BetaPro Silver -2x Daily Bear ETF	$42.12	+11.75%
MSTZ		$1.97	+11.30%
CSUU		$12.05	+9.95%
QQQD		$7.28	+8.66%

BMO Dow Jones Industrial Average Hedged to CAD Index ETF (ZDJ : TSX)

Price Chart (30 Days)

Key Statistics

Recent Price History

Annualised Returns

Top 10 Holdings

Sector Weights

ETF Details

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Frequently Asked Questions — ZDJ