Question 1

What is ZDY?

Accepted Answer

ZDY (BMO US Dividend ETF (CAD)) is a Canadian-listed ETF trading on the TSX. It tracks the Morningstar US Market TR CAD.

Question 2

What is the ZDY ETF price today?

Accepted Answer

ZDY last traded at $59.36 CAD on the TSX. See the price chart above for recent performance.

Question 3

What is the ZDY MER (management expense ratio)?

Accepted Answer

ZDY has a management expense ratio (MER) of 0.29% per year. This fee is automatically deducted from the fund's assets, so you never pay it directly — but it does reduce your net returns over time. At 0.29%, ZDY is considered a low-cost ETF.

Question 4

What are ZDY annualised returns?

Accepted Answer

ZDY historical returns: YTD: +17.97%, 1-year: +23.28%, 3-year annualised: +21.03%, 5-year annualised: +14.31%, 10-year annualised: +11.60%. Past performance is not a guarantee of future results. The 3-year Sharpe ratio is 1.52, which measures risk-adjusted return.

Question 5

Does ZDY pay dividends or distributions?

Accepted Answer

Yes, ZDY distributes income to unitholders. The current distribution yield is approximately 1.48%, paid monthly. Distributions may include dividends, interest, capital gains, or return of capital depending on the fund's holdings. In a TFSA or RRSP, distributions are sheltered from tax.

Question 6

What does ZDY invest in?

Accepted Answer

ZDY's top holdings include Apple Inc. (AAPL, 4.6%), Dell Technologies Inc (DELL, 4.6%), AbbVie Inc (ABBV, 3.6%), Cisco Systems Inc (CSCO, 3.4%), Philip Morris International Inc (PM, 3.1%) — and 5 more positions. See the full Top 10 Holdings table above for a complete breakdown. The fund tracks the Morningstar US Market TR CAD.

Question 7

What sectors does ZDY invest in?

Accepted Answer

ZDY's largest sector exposures are Technology (34.9%), Healthcare (12.5%), Financial Services (10.3%). The full sector breakdown is shown in the Sector Weights table on this page.

Question 8

How large is ZDY? (Assets under management)

Accepted Answer

ZDY has approximately $904M in assets under management (AUM). Larger AUM generally means better liquidity, tighter bid-ask spreads, and a lower risk of the fund being wound down.

Question 9

When was ZDY launched?

Accepted Answer

ZDY was launched on March 19, 2013, giving it a 13-year track record. A longer history makes it easier to evaluate how the ETF performs across different market cycles.

Question 10

How do I buy ZDY in Canada?

Accepted Answer

ZDY trades on the TSX under the ticker ZDY. You can buy it through any Canadian brokerage, including Wealthsimple Trade (commission-free), Questrade, TD Direct Investing, RBC Direct, and CIBC Investor's Edge. It can be held in a TFSA, RRSP, FHSA, or taxable account.

Question 11

How risky is ZDY?

Accepted Answer

ZDY has a 1-year volatility of 9.29% and a beta of 0.70 (less volatile than the broad market). Its 3-year Sharpe ratio of 1.52 indicates solid risk-adjusted returns. As with all market-linked investments, past volatility does not predict future risk.

Date	Open	High	Low	Close	Adj Close	Volume
2026-10-14	$59.57	$59.57	$59.27	$59.36	$59.36	7,169
2026-10-13	$60.00	$60.00	$59.38	$59.63	$59.63	7,794
2026-10-09	$59.56	$59.80	$59.56	$59.74	$59.74	3,400
2026-10-08	$59.32	$59.52	$59.32	$59.52	$59.52	3,554
2026-10-07	$59.47	$59.67	$59.47	$59.62	$59.62	8,907
2026-10-06	$59.61	$59.64	$59.54	$59.64	$59.64	6,662
2026-10-05	$59.16	$59.38	$59.01	$59.28	$59.28	3,831
2026-10-02	$59.08	$59.31	$59.01	$59.27	$59.27	6,300
2026-10-01	$58.41	$58.70	$58.41	$58.70	$58.70	4,297
2026-09-30	$58.80	$58.90	$58.62	$58.62	$58.62	9,962

#	Ticker	Name	Weight
1	AAPL	Apple Inc.	4.65%
2	DELL	Dell Technologies Inc	4.63%
3	ABBV	AbbVie Inc	3.61%
4	CSCO	Cisco Systems Inc	3.41%
5	PM	Philip Morris International Inc	3.05%
6	NVDA	NVIDIA Corporation	2.81%
7	QCOM	Qualcomm Incorporated	2.63%
8	AVGO	Broadcom Inc	2.67%
9	CVX	Chevron Corp	2.40%
10	MSFT	Microsoft Corporation	2.38%

Sector	Weight
Technology	34.85%
Healthcare	12.49%
Financial Services	10.33%
Energy	7.67%
Consumer Defensive	7.21%
Communication Services	6.75%
Real Estate	5.71%
Utilities	4.86%
Consumer Cyclicals	4.57%
Industrials	4.16%
Basic Materials	1.38%

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SLVD	BetaPro Silver -2x Daily Bear ETF	$40.88	+12.52%
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COID		$4.30	+9.97%
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QQQD		$6.74	+6.81%
SRSL		$12.29	+6.78%

BMO US Dividend ETF (CAD) (ZDY : TSX)

Price Chart (30 Days)

Key Statistics

Recent Price History

Annualised Returns

Top 10 Holdings

Sector Weights

ETF Details

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Frequently Asked Questions — ZDY