HCG : Home Capital Group Inc Stock Profile

Last Updated: 3/12/2024 0:47:16

Home Capital Group Inc trades with the ticker HCG on the TSX and is in the Mortgage Finance industry.

Overview
Home Capital Group Inc., through its subsidiary, Home Trust Company, provides residential and non-residential mortgage lending, securitization of residential mortgage products, consumer lending, and credit card services in Canada. The company provides various lending and savings solutions. It offers deposits through brokers and financial planners under the Oaken Financial brand. The company also provides credit card and line of credit services, include Equityline Visa product, a home equity line of credit that is secured by residential property; and cash-secured and unsecured credit card products. In addition, it offers consumer retail lending services for durable household goods, such as water heaters and larger-ticket home improvement items; and consumer loans. Further, the company manages a treasury portfolio. The company was founded in 1986 and is based in Toronto, Canada. As of August 31, 2023, Home Capital Group Inc. operates as a subsidiary of 1000355080 Ontario Inc.
 

Looking to invest in Home Capital Group Inc? Our analysis brings in the key facts, competitor research and valuation metrics for you to make an informed decision.

HCG.TO Stock Price and Key Stats

ETF Key Stats

Exchange: TSX

Market Cap : $1691.219MM

PE Ratio: 9.88

Price: 0.68 (Updated: 3/12/2024 0:47:16)



Home Capital Group Inc (HCG) vs Competitors in Mortgage Finance

Lets see how HCG.TO stacks up against others in the Mortgage Finance asset management industry. We have identified its main peers as:

ECN Capital Corp, First National Financial Corporation, MCAN Mortgage Corporation, Timbercreek Financial Corp

.

Mortgage Finance Industry Comparisons

Company Market Cap ($MM) P/E Ratio EV/EBITDA Dividend Yield
ECN Capital Corp (ECN) $702.668 N/A -138.239 1.6%
First National Financial Corporation (FN) $2,202.003 8.848 0.0 6.6%
Home Capital Group Inc (HCG) $1,691.219 9.88 0.0 1.4%
MCAN Mortgage Corporation (MKP) $597.539 7.54 3.471 9.4%
Timbercreek Financial Corp (TF) $625.892 9.667 13.573 9.2%

EV/EBITDA: Enterprise Value to Earnings Before Interest, Taxes, Depreciation, and Amortization – this ratio compares the value of a company, including debt, to the company’s cash earnings less non-cash expenses
Industry: companies that have a lot in common
Market Cap: Market Capitalization – the total value of all a corporation’s stock
N/A: Not Applicable or Not Available
P/E: Price-to-Earnings – this ratio relates a corporation’s share price to its earnings per share
Price: Stock Price – current value to buyers and sellers
Dividend Yield: Dividend or Distribution Yield  

Comparisons within Mortgage Finance

  • Home Capital Group Inc (HCG) vs ECN Capital Corp (ECN)
    • HCG has higher EPS (4.48 vs -0.34). ECN has higher dividend yield (1.6% vs 1.4%). ECN has a P/E under 0, indicating HCG (P/E 9.88) is in a better position.
  • Home Capital Group Inc (HCG) vs First National Financial Corporation (FN)
    • HCG has higher EPS (4.48 vs 4.15). FN has higher dividend yield (6.6% vs 1.4%). HCG has a higher P/E ratio (9.88 vs 8.848) indicating it’s more expensive.
  • Home Capital Group Inc (HCG) vs MCAN Mortgage Corporation (MKP)
    • HCG has higher EPS (4.48 vs 2.22). MKP has higher dividend yield (9.4% vs 1.4%). HCG has a higher P/E ratio (9.88 vs 7.54) indicating it’s more expensive.
  • Home Capital Group Inc (HCG) vs Timbercreek Financial Corp (TF)
    • HCG has higher EPS (4.48 vs 0.78). TF has higher dividend yield (9.2% vs 1.4%). HCG has a higher P/E ratio (9.88 vs 9.667) indicating it’s more expensive.

Our Recommendation: Hold
Shows positive EPS growth from this year to next, suggesting improving profitability.
 

How to Buy HCG stock on the TSX

You can buy on pretty much any online brokerage in Canada, since it trades on the TSX. If you are looking for some easy options take a look at these two:

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Author Bio - Qayyum Rajan is a CFA Charterholder with 10+ years of finance experience and the co-creator of Wealthawesome.com. He has previously worked as a portfolio manager at RBC Dominion Securities and other roles at asset managers like Sentry Investments. He then started building websites and fintech apps to bring finance to everyone.

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